The Hannover Insurance Group, one of the largest and most reputable property and casualty insurers in the United States, owns Citizens Insurance. With over 160 years of experience, the company offers not only property and casualty insurance but also healthcare, business, industrial property risk, technology coverage, and more.

Citizens Insurance Michigan distinguishes itself from other car insurance providers in Michigan with its Platinum Auto service. This unique type of insurance offers smart savings features with all possible discounts, and dedicated customer support separate from the rest of the company’s products. Platinum Auto customers even have access to a special phone line just for them. Here are some of the features of Citizens Insurance Michigan Platinum Auto protection:

1. Waiver of Deductible

With car insurance Michigan from Citizens Insurance, you only need to pay one deductible if a single accident causes damage to one or more properties, such as two vehicles. The company covers the entire cost of damages. The same rule applies if a single accident damages your car and home or any other type of property.

2. Child Restraint System Replacement

Citizens Insurance Michigan recognizes the importance of child safety and provides coverage for child restraint system replacement. If an accident causes damage to this feature, the company covers the cost of replacement for up to $300, and you do not need to pay any deductible.

3. Glass Coverage

If safety glass is damaged in an accident, you can have it repaired at your preferred glass provider without paying any deductible. If you choose to have it fixed at a different glass provider, the company covers the cost up to a reasonable amount. If replacement is necessary, you only need to pay a $100 deductible.

4. Replacement Parts

This car insurance Michigan covers both body and mechanical parts replacement costs. Non-body related parts such as batteries and tires are included, and both OEM and non-OEM parts can be used.

5. Rental and Towing

Citizens Insurance Michigan provides a rental car until your car is fully repaired. The company also offers Roadside Assistance with up to $75 coverage for lost, broken, or stolen keys.