It is important to have life, health, and home insurance policies to protect yourself from unexpected financial crises. However, choosing the right insurance advisor is crucial to ensure that you make the best decisions for yourself and your family. Here are five easy steps to hire the best LIC advisor in Delhi:

1. Look for a certified advisor

The Insurance Regulatory and Development Authority (IRDA) certifies insurance advisors to protect individuals from fraud and ensure that the advisor provides trustworthy guidance. Before selecting an agent, make sure they have all the necessary certifications to legally advise you on insurance.

2. Choose an advisor with investment expertise

Insurance agents should have comprehensive knowledge of financial planning, both domestically and globally. Your LIC advisor should understand your family and financial situation to suggest the best insurance policy for your needs. Building a good rapport with your advisor can help them provide even better guidance.

3. Ensure the advisor is knowledgeable about the product

Your insurance advisor should be knowledgeable about every policy their company offers and provide guidance on the best option for you. Not every policy is suitable for everyone, so discussing the pros and cons of various policies is essential.

4. Look for an advisor who follows up

A responsible advisor will not forget you after you buy an insurance policy. They should help you beyond the sale by providing updates on premium payments and answering your questions.

5. Choose an advisor who assists with claim fulfillment

An advisor plays a critical role when a claim arises. They should know the formalities required to file a successful claim. If your claim is denied, having an insurance policy is pointless. A good insurance advisor will stand by you when you need them the most.

Many people think of insurance advisors as just another salesperson. However, they are instrumental in helping you make the right decisions when it matters the most. Choose your LIC advisor wisely by researching extensively using this guide.